Caritas health shield inc makati: Regulator mandates HMO to explain business practice

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According to Insurance Commissioner Dennis B. Funa, Caritas Health Shield was told to explain why agents resorted to different marketing strategies, including the offering of freebies, to entice individuals to surrender his or her credit or debit card without disclosing that the card will be used to enroll him or her as member of Caritas Health Shield and pay the premium.

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