European health insurace card: International health insurance: How to choose between local or expat insurance

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It’s easy to focus on keeping your health insurance cost as low as possible, but it’s equally important to ensure your most-pressing health needs are covered so your insurance is useful to you. Consider all aspects of your lifestyle. For example, if you intend to participate in sporting activities or scuba diving then it’s important you have a detailed overview of which activities your health insurance policy covers. In the event you sustain an injury from a sport such as skiing or motorbiking, and if they aren’t specifically listed in your insurance contract, you may well find yourself liable for all treatment costs, which defeats the purpose of taking out a local or international health insurance plan in the first place.

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